Muchler Financial Services, Inc.


As professionals skilled in retirement planning, the partners of The Horizon Group have helped hundreds of people in the Rochester area since our founding in 1993. We specialize in helping clients invest and protect their retirement assets with a straightforward and down-to-earth approach through open and honest communication.


We are proud of being able to help clients make difficult decisions necessary for a successful retirement. We are dedicated to the highest level of professionalism and ethical standards in our practice, and we honor the individual circumstances facing each client.


When faced with providing income and security for a lifetime, retirees are comforted by our “Bucket Approach” and half-century of combined experience. Our formalized review process and frequent communication through newsletters, email, and seminars provide our clients with peace of mind and keeps them focused on what is truly important.  Many people know us from our eleven years spent on WHAM 1180 Sunday mornings.


Working with The Horizon Group affords our clients a level of service and unbiased advice that can be delivered only by a small, independent practice. At the same time, our client accounts are offered the same SIPC protections through our broker-dealer Cadaret, Grant & Co., Inc. as they would be at a large brokerage house.


We take the time to understand all the questions and concerns our clients have about the future. Aiding them in dealing with these concerns often means going above and beyond the duties of the average financial planner, something we are always willing to do. Helping a child, buying a second home, or dealing with long term care are all issues we assist clients with regularly. At The Horizon Group, we know it’s about the quality of your life, not just your portfolio.



Terry Muchler


202 Main St. Dansville, NY 14437